Your summation is cogent and accurate - fractional reserve banking is a disaster and the modern world economy has been set up to fail.

However - the system is inherently corrupt. The rich get richer while sucking the blood from the children of the poor - and now literally cannibalising their body parts.
The real cause of so-called 'monetary' problems is inequity, a lack of compassion and an absence of honour. This is not to say that human NATURE is at fault - merely human CONDITIONING to accept feudal rule.

Without addressing such fundaments as dynastic control, nepotistic 'merit'-based social advancement, racism and the psychotic control-freaks who dominate the global pyramid scam of society - altering the monetary system will have no positive effect.

But let's watch and laugh while the banks burn and the bankers pretend to suffer! Such catastrophic entertainment comes along only rarely.

See http://newilluminati.blog-city.com

http://hermetic.blog.com